"They explained every number before I signed anything. No pressure, no surprises — just a straight answer every time I called."
At Ironwood Capital Group, we’re committed to making auto financing simple, transparent, and reliable, from your first vehicle to your last payment.
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Hometown lender
Whether you’re financing your first vehicle or managing your current auto loan, our team is here to provide the support and service you deserve.
We understand that purchasing a vehicle is an important investment. That’s why we focus on clear communication, responsible lending, and exceptional customer service every step of the way, with financing solutions that fit your needs and an account that’s easy to manage.
One product, done well. We finance new and used vehicles with straightforward terms and a payment you can plan around.
Your rate, payment, and schedule spelled out before you sign.
Fixed monthly payments for the life of the loan.
View your balance and make payments online, any time.
Questions handled by our Guntersville team, not a call center.
Sign in to view your balance, schedule payments, and set up autopay, connected directly to our payment system.
Real reviews from real Ironwood customers.
"They explained every number before I signed anything. No pressure, no surprises — just a straight answer every time I called."
"First time financing a vehicle and they walked me through the whole thing. Payment has stayed exactly what they said it would be."
"You actually get a person on the phone. Had a question about my account and it was handled in five minutes."
"The online portal makes payments easy, and when I paid ahead one month they applied it exactly how I asked."
"Local company that treats you like a neighbor, not an account number. Wouldn't finance anywhere else."
"Clear terms, fair rate, zero runaround. The whole process took less time than I expected."
"They explained every number before I signed anything. No pressure, no surprises — just a straight answer every time I called."
"First time financing a vehicle and they walked me through the whole thing. Payment has stayed exactly what they said it would be."
"You actually get a person on the phone. Had a question about my account and it was handled in five minutes."
"The online portal makes payments easy, and when I paid ahead one month they applied it exactly how I asked."
"Local company that treats you like a neighbor, not an account number. Wouldn't finance anywhere else."
"Clear terms, fair rate, zero runaround. The whole process took less time than I expected."
Apply in minutes, or call and talk it through with a real person, we’re here 8 to 5, Monday through Friday.